Goldco review
Goldco is one of the most recognized doors in the industry. For mid-size rollovers, its published fees and buyback program make it an easy first stop in your research.
Our bottom line
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
What stands out
- Buyback program with a highest-price guarantee
- Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- Promotional bonus metals on qualifying large purchases
- Lower minimum than education-focused premium rivals
Pros
- Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- Clearly published, predictable annual fee schedule
- Strong buyback program and dedicated rollover assistance
- A+ BBB rating and a long operating history (since 2006)
Cons
- Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- Limited to gold and silver (no platinum or palladium)
- First-year cost rises once setup and segregated storage are included
Fees & pricing
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Frequently asked
What is the minimum investment for Goldco?
Goldco's stated account minimum is $25,000. Always confirm current figures directly with the company before opening an account.
Is Goldco BBB accredited?
Goldco holds a BBB rating of A+ and is BBB-accredited. BBB ratings and accreditation status can change, so verify the current profile on BBB.org.
Where does Goldco store precious metals?
IRA metals are held at IRS-approved depositories. Goldco works with Brink's, Delaware Depository. Metals must be stored with an approved depository — never at home.
What metals can I hold with Goldco?
Goldco offers IRS-approved Gold, Silver. Eligibility and product availability can change; confirm specifics with the company.
Sources
Facts on this page were compiled from the following public sources. Last reviewed 2026-06.
We are an independent publisher that earns referral compensation from some of the companies featured on this site, including our top-rated partner. This compensation may influence which companies we list, where they appear, and how prominently. Our ratings reflect our own editorial judgment based on publicly available information; they are opinions, not guarantees, and are not personalized investment advice. Always do your own research and verify a company's credentials (e.g., BBB rating, registrations, depository partners) before investing.
This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.
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